Ready to make the dream of owning your first home a reality?

There are many benefits to building a new home over buying an established home. First, you get a brand new home with your choice of designer fixtures, finishes, façade, floor plan, design and orientation – a stunning home just perfect for your lifestyle.

First home buyers may also be eligible for government grants and financial incentives. We’ll guide you through the home ownership process and will be with you every step of the way.

Interested to find out if you are eligible for grants and incentives?

Send us a message and we get in contact!

Compare over 2000 home loans and mortgages from australian financial institutions. we hand pick the best lending solutions to suit your needs and most of all save you money.

There is a myriad of benefits to refinancing your home loan, such as reducing your monthly repayments, renovate your home or trying to pay off your home loan sooner, but whatever your intention for refinancing is, PMR Financial can provide you with the support and tools to successfully achieve your goals.

When it comes to making a property investment, finding the right investment home loan is essential.

Whether you are a first-time property investor or are looking to build on your existing portfolio, you will want to make sure you remain organised and find the right financial products to suit your needs.

This is where PMR Financial can provide valuable support. In addition to helping you find an investment home loan to suit your needs, we also help you through every step of the organisation process, from managing your investment loan tax and structuring right through to cash flow.

Property sales don’t always happen instantly and there may be a delay with the funds. This is where a bridging loan can help with your finances.

As the name suggests, bridging finance (e.g. a bridge loan), is a type of finance that typically helps businesses and investors manage the cash flow gap that can occur between the purchase of one asset and the sale of another. With the ability to be organised within 2-3 days, bridging finance is also useful for business purposes such as: buying business equipment, unexpected business costs or for expanding and acquiring new business; and for personal use to buy shares, pay bills and most predominantly invest in or build property.

Super-leveraged property investment is an ideal way for you to grow and accelerate your retirement nest egg. If you have a self-managed super fund or are considering establishing your own super fund, you are now able to use these arrangements to help you buy a residential or commercial investment property.

We offer solutions for credit impaired situations to people who have a poor credit rating. Have you got a poor credit rating? Or simply fallen behind on your mortgage due to illness, divorce, family problems, etc? Don’t give up just yet.

At PMR Financial we understand. Whether you’ve made some bad judgements in the past and no one will give you a break then call our office today for our adverse credit loan and mortgage options.

A personal loan is a great way to finance your dreams, whether it’s your wedding, a new car, a well-earned holiday, or even debt consolidation to make your life easier. PMR Financial offers competitive options for personal loans and the right advice to ensure you’re getting the best deal for your personal situation.

From a car worth $20,000 to industrial machinery valued at $250,000 or more, we can help your business acquire the essential equipment it needs to grow and prosper.

For over 20 years we have been providing equipment finance solutions for a wide range of clients. PMR Financial can provide assistance for the following and more;

  •  Motor cars
    •    Commercial vehicles
    •    Earthmoving and construction equipment
    •    Manufacturing and industrial plant and machinery
    •    Computers and office equipment (new only)
    •    Medical and dental equipment.

Whether you’re considering starting a new business, buying a business or looking to make some changes to your current business, PMR Financial can put you in the right direction when it comes to financing your project.

We provide a range of competitive and flexible options to support you in achieving your business goals.

When adjusting your home loan to fit your evolving lifestyle, PMR doesn’t just pick the loan with the lowest interest rate, they will carefully analyse which loan has features you can benefit from, has affordable fees and generally will best suit your long terms needs.

Many Australians are under insured or may not understand the importance of insurance cover, the different categories or what they are designed to do. In a nutshell, insurance is all about protection. It protects you – your assets, your family and your financial future.

Here at PMR Financial we provide assistance with your insurance requirements whether it be insuring your car, your home or ensuring you have sufficient life or recovery insurance in case the unexpected occurs.

PMR Financial are ready to talk with you about:

  •  Home and Contents Insurance
    •    Investor Home and Contents Insurance
    •    Pleasure Craft (Boat) Insurance
    •    Motor Vehicle Insurance
    •    Caravan and Trailer Insurance

When you run your own business, a lot rests on your shoulders. Business debts, premises, rent, equipment, running costs and wages – they all depend on your ability to keep working.

Insurance is an essential part of running any business and it is good business management to protect the assets of your business, including yourself, your partner and/or key staff.  Insurance will give you peace of mind that you may be able to resume trading in the event of a disaster or a liability claim against your business.



What do I need to bring?

Below is a list of information you may need to provide when applying for your loan. Some lenders may ask for additional information on your individual situation. Your PMR Financial Consultant will advise you what is needed as you proceed through the home loan application process.

100 points ID (Passport/Drivers licence/Australian State or Territory proof of age card)

  • Last 3 consecutive pay slips
  • Last year’s group certificate
  • Last 2 years tax returns (If self-employed)
  • Most recent 3 months savings statements
  • Most recent credit card statement for each card you have
  • Most recent family benefits statement (Centrelink)
  • Most recent statement of any personal loans

What should I expect?

When meeting with a PMR Financial consultant you can expect:

  • Your consultant will visit you at a time and place that is convenient to you
  • Calculate your exact borrowing capacity
  • Explain all the fees and charges
  • Help structure your loan for maximum savings and flexibility
  • A hassle free home loan approval experience
  • And starting the process to gain pre-approval of your loan
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Call the Lending Specialists

(08) 8350 9952